In the event Select does not receive all outstanding payments and/or premiums outstanding , for any reason, Your service contract term will not begin. Your service contract will begin on the Effective Date and remain in effect for one 1 calendar year following the Billing Date “Termination Date”. Coverage waiting period may be expedited with proof of prior coverage's expiration date provided there was no lapse in coverage. 5. Claims Procedure. 5. 5. Emergency Claims. In the event of an emergency, in order for Select to make a determination if the system and/or appliance causing the emergency is covered under this Agreement, You must contact Select prior to having the repair/replacement work performed. In the event the emergency pertains to gas, fire or has the potential to cause injury to You or anyone else present in or near your home, you should take all reasonable steps, including, but not limited to, vacating the premises and contacting the proper authority to ensure the safety of You and those present. Once the determination is made by the proper authority that your home is safe to re inhabit, You must contact Select immediately and advise them of this claim. At this rate I will have paid for new unit because the visit fee is $75.

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Each time you make a claim on your home insurance you pay a deductible cost, which is commonly $500 or $1,000.